Organo Gold Founder Bernardo Chua Wins Prestigious Dangl ng Bayan Award

January 27th, 2015 was a memorable day for businessman and Philippines native Bernardo Chua. On that day the government of the Philippines gathered people from throughout the country in Hemady Square in the country’s capital of Manila to hold a special awards ceremony. Bernardo Chua was the guest of honor. He was presented with the Dangl ng Bayan award. The award is recognition that the recipient is a world-class Filipino entrepreneur who has achieved business excellence through their vision and ability and served as motivation for fellow Filipinos to achieve greatness. Chua was also voted ‘Outstanding Global Entrepreneur’.

None of that was on Bernardo Chua’s mind when he first became involved in direct sales with Gano Excel. His primary motivation was that the marketing position allow him to teach people about the health benefits they could get by using products containing Ganoderma Lucidium. Consumers were able to recognize Bernardo Chua’s sincere desire to share vital information about protecting their health and well-being through the use of ganoderma infused Gano Excel products. His sales went through the roof and soon Chua had people in far away and disparate places like Hong Kong and Canada regularly buying the products in the Gano Excel line. Read more about Bernardo Chua on Caja Mediterraneo

With people in the Western Hemisphere taking an interest in products containing antioxidant and nutrient rich ganoderma, Bernardo Chua decided to move to North America. It was there he started Organo Gold in 2008 to meet the growing demand for bioactive teas, coffees and other products which had extracts from the ganoderma mushroom in them. Chua also paid organic farmers to create the highest quality ganoderma mushrooms in the world to use in Organo Gold products. He then offered the products to his direct sales team at low wholesale prices so they could make a healthy profit.

Organo Gold became the fastest growing direct sales company in the world. It now has over 800,000 sales representative and millions of customers in 50 countries. However, the focus of Organo Gold’s marketing efforts remains educating consumers about the health benefits of ingesting ganoderma. Bernardo Chua’s commitment to that has never wavered.

Visit: Read more about Bernardo Chua on Caja Mediterraneo


Rocketship Education Understands the Importance of Growth Scores and what they Mean to Students

Most students typically do not like testing. They find tests to be stressful and difficult to pass. However, testing is a necessary way for educators to properly evaluate their student’s progress. The American education system uses a variety of tests to determine if a child has mastered the material taught to them by their teacher.

Children who pass a state test can move on to the next grading level. Those who do not pass are often held back until they can catch up academically. State tests do not always determine if a child can move on to the next grade. There is another type of test that some schools use for their students and it is called the MAP test. This type of test determines if a child is learning instructional material within a given grading period.

Rocketship Education Charter School uses MAP testing procedures for their students. In case you didn’t know, Rocketship Education Charter Schools have been around for about 12 years. This chain of charter schools is located in various impoverished communities all throughout the country. The school chain has facilities in Milwaukee, Wisconsin; Nashville, Tennessee and in Washington D.C. They also have branches of this school in a few other U.S. cities as well.

Since Rocketship serves underprivileged communities; they use a variety of testing procedures to help ensure their students are on track. This is why the MAP tests are so important to the education process for their students. Rocketship Education encourages parents to get their schools to utilize the MAP test standard. At least 7,400 school districts use these tests. Since there are nearly 13,500 school districts within the U.S.; close to half of them have this testing standard in place.

Rocketship knows that growth scores are just as important as test scores. Teachers and parents can better assess a student’s academic achievement and figure out the best course of action to take with their learning. If a student is failing to grasp the material, then changes can be made to get them back on track. If a student is understanding what is being taught, then an educator can simply focus on more students who are struggling. Rocketship wants parents to understand this information so that it could possibly benefit their children in the long run.

Shervin Pishevar Tweeted 50 Points on Why the US Economy Is Heading Downward

Predicting the future of the US economy seems to be something that Shervin Pishevar has a knack for. Back in 2008, he anticipated that Facebook would go through a crisis, and it did. In early February 2018, Shervin Pishevar made some ominous predictions regarding the US economy. This was after the stock market experienced one of the most dramatic drops it has seen in recent years. He said that it will continue to go down by at least another 6,000 points in coming months.

So what does he feel is responsible for this downturn? He made 50 different points in a 21 hour tweet storm. He says there are a couple of main culprits that will be responsible for future stockmarket slippage, including increasing interest rates and credit account deficits as well as tax giveaways.

Shervin Pishevar mentioned that financial and government institutions are facing a reckoning of irrelevance. He says that this has to do with the revolution in stateless digital currencies. He describes currency as the ultimate app.

The overall message in the 50 tweets sent out by Shervin Pishevar acknowledge that there are unstable conditions in the United States. He talks about inflation spreading and the stock market crashing. He also talks about underemployment and refers to it as a “systemic economic stasis.” In times past, Shervin Pishevar has used Twitter to talk about his views of the US economy and ways that it can be fixed. He has fought for a more transparent and open society. He wants a society without the bottlenecks on innovation and without the volatility that currently exists.

One option that the government uses when the stock market takes a dramatic downward turn is quantitative easing. It is a method that uses banks to buy bonds. Shervin Pishevar mentioned that they have worked in the past, but they are not a tool that will always work again in the future. He tells Americans to not be fooled when the government uses them again. He feels that an economic disaster can lead to a new type of economy that has more equal opportunities.

Banyan Hill Publishing

Banyan Hill Publishing

Matt Badiali is a professional investor who released a video that publicized a video about “Freedom Checks” that went viral online. Many of the people who saw the video across America were not sure what he was talking about, and what the checks really are. Read this article about Freedom Checks at Banyan Hill.

The video shows Matt saying that freedom checks are different from government funded programs such as Medicare, and Social Security, and neither are they any form of retirement accounts like the IRA or the 401(k). Mr. Badiali reveals that the cited checks are much better since the payout is three to four times larger than the monthly payments from the Social Security. Moreover, checks do not have limiting parameters like income or age when collection time comes around.

He discloses that because of the “Statute 26-F,” the corporation that give out the checks has the benefit of operating without paying taxes but they must conform to the following conditions:

  1. The companies should earn 90% of their proceeds from transportation, storage, processing, and production of gas and oil inside the United States, and
  2. The companies/corporations must consent to give the profitable checks to their respective shareholders (majority of whom are raking in $124,000 to $643,000 every year).

It has been confirmed that the term “freedom checks” is quite distinctive but the investment are legal since it was ratified in 1987 by the U.S. Congress. At present, 568 corporations conform to the Statute 26-F prerequisites and are legitimately permitted to dispense the mentioned checks. Read this article at Money Morning.

Matt Badiali accidentally stumbled on this one-of-a-kind investment during his days of travel abroad as a project financial expert that allowed him to come in contact with CEOs from oil and mining companies to maintain the lead on trends, discoveries, and up-to-date technologies.

His work abroad also gave him opportunities to meet T. Boone Pickens, a renowned oilman, show his discoveries to the likes of Exxon Mobil and Anadarko (regarded as billion dollar organizations), explore abandoned mines, worked on oil rigs – to make lucrative natural resources investments. And this was the time he discovered another form of profitable ventures called MLPs or master limited partnerships that represents the elite group of 568 corporations who have the capacity to hand out the aforementioned checks.

The cited companies drill, transport, and refine gas and oil that are sourced out from the Marcellus Shale, the Permian Basin, and the Bakken Shale just to mention a few sites. And the earnings they net from these operations are given out to their investors in the form of “freedom checks.” Read more:


Hussain Sajwani May Sell Off A Percentage Of DAMAC Properties’ Shares

Hussain Sajwani was at the World Economic Forum and did a short interview with the CNBC business media where he gave some updates about things that were happening at his company, DAMAC Properties and its subsidiaries. He said that he was looking to increase liquidity by selling a small percentage of the controlling shares, but he couldn’t give an exact amount. Sajwani also said that though his company has had to decrease some of their hotel and vacation home unit construction, he has no concern about a surplus of real estate in Dubai. He did mention though that the company was looking at buying properties in the UK and possibly North America.


Hussain Sajwani has not been a world-class real estate and private equities manager, he is also a known partner and friend of President Donald Trump. He has worked on several properties with Trump and his family including the Tiger Woods Golf Course at one Trump resort in 2011, and then the Trump International Golf Club was completed and officially opened in 2017. But prior to that Sajwani had many other partnerships with European and US real estate companies.


Hussain Sajwani is a graduate of the University of Washington and a former oil company contracts manager for one of the UAE’s most prestigious oil companies. He started his own company, Dariah Management Services Company which offered food catering services to all kinds of clients including the US Army who gave him an award for the quality of food delivered to troops stationed during the Gulf War. He started making his way into real estate in the 1990s when he started DAMAC Invest and Al Jazeira Services which started bringing in capital for small hotel investments. He officially began DAMAC Properties in 2002 and also bought stakes in Al Ahlia Insurance and Al Anwar Ceramic Tiles.


Sajwani put completed his first 5-star property construction contract in 2005 when Marina Terrace was finished, and not long after had DAMAC Tower built with a partnership with the Versace brand. After 2010 his real estate investments really took off when he acquired a deal for AKOYA Oxygen in the outskirts of Dubai, and then began his AYKON City project. AYKON City is a part of Dubai that stands apart as almost a small city of first class hotels that also have entertainment outlets and clubs included with them. Sajwani has won several awards such as CEO of the Year from Arab business magazines and his latest Real Estate Tycoon Awards reception.

Like Father, Like Son; Hussain Sajwani Builds On His Humble Beginnings

Born in the United Arab Emirates, Hussain Sajwani has grown to become one of the worlds wealthiest Arab Billionaires. Founder and Chairman of DAMAC Properties, a development firm based out of Dubai, it is one of many success he has experienced as a result of his humble beginnings.


From watching his father run a shop selling watches, Parker Pens and other goods imported from China, Hussain Sajwani defied odds by being one of few students granted a government-sponsored scholarship. He soon set off for the United States where he graduated from the University of Washington with a Bachelor’s Degree in Industrial Design and Economics.


From there he started his career in 1981 at the Abu Dhabi National Oil Company within their Finance Department. Less than two years later he left the company to start his own. Today, his catering company is a world leader, serving more than 150,000 meals a day across three regions of the world. Some of the customers they serve include soldiers, students, and guests at many five-star hotels.


Soon after Hussain Sajwani’s success with his catering business, he went on to invest in the construction of several hotels in the UAE. As a result of a sudden rise in growth with industry and trade, in 2002 he established DAMAC Properties. With an eye for investment, Hussain Sajwani stood to grow his empire into what it is today.


With his experience and expertise gained over the years, Hussain Sajwani was able to grow DAMAC into a leading UAE property development firm successfully going public in 2015. More currently, he is laying the groundwork for the completion of a luxury golf course designed by Tiger Woods, which will also see management overseen by the Trump Organization.


Due to an expanding industry, DAMAC has been closing in on meeting a supply and demand equilibrium, with plans to expand further into Europe and the United States.


From his humble beginnings, Hussain Sajwani has experienced unparalleled success in investment and development. Last year, he was awarded Property CEO of the Year and ranked number 15 on the Hotelier Power 50 list by the CEO Middle East Awards 2017.

HCR Wealth Advisors Providing Reliable Financial Guidance for a Secure Financial Future

There are many people between their early 30s and late 40s today who are part of the Sandwich Generation. As per the Pew Research Center, one in seven people in their middle age belong to the Sandwich Generation. These people today are going through tremendous financial pressure as they are not only saving for their own retirement planning but are also providing for their children and parents financially. So many financial responsibilities can make it difficult for people to stick to a solid financial plan.


It is essential that people who are facing such challenges take the help of certified and experienced financial advisors, who can guide them on where to invest their money and build a solid economic strategy.


HCR Wealth Advisors, a registered investment advisory firm in Los Angeles, has been helping people with their financial planning for many years. One of the reasons why HCR Wealth Advisors has been successful is because the company provides personalized solutions to the clients. There is no one size fits all financial plan that it offers that ensures that the clients understand their financial future is in good hands. HCR Wealth Advisors assess the current financial standing of the client, limits their exposure to risk, creating financial plans aligned with financial goals,  and invests accordingly.


The investment allocation and all the other financial steps by the firm are taken with the clients’ interests in mind.  HCR Wealth Advisors understands that not every client can be financially savvy and understand how the financial markets work. The experts at the company try in every possible way to help clients understand what they can do with their money to ensure long-term wealth creation, which is possible with systematic investments on a regular basis. There is a myriad of options available these days that people can choose when it comes to finances.


HCR Wealth Advisors is not affiliated with this website

Is Bitcoin Up or Down: AvaTrade Review Offers Bitcoin Trading

Which activities allow you to profit irrespective of whether an asset goes up or down? Forex trading affords you that opportunity. Is Bitcoin up or down: AvaTrade Review offers exciting Bitcoin trading?


AvaTrade Assets Available

AvaTrade is one of the regulated Forex brokers. It is regulated by the FSA, BVI and Central Bank of Ireland. Founded in 2006, AvaTrade has been an industry leader. It offers the hugely popular MetaTrader4 Trading Platform.


You can practice with a demo account. When you are ready for the real deal, deposit USD$250 into a regular, mini or Islamic account.


You don’t need to get bored, you can trade Bitcoin, Bitcoin Cash, Bitcoin Gold, Ripple, Ethereum, Dash and Litecoin at AvaTrade. This can help you manage your growing crypto portfolio.


AvaTrade gives you the freedom to be your own boss. If you are right, you make money. If you are incorrect, you lose money. That is the risk reward of controlling your finances.


Control Your Income

Computer programmers can tailor the AvaTrade API to their preferences. They can use plug-ins to provide signals. When you are waiting for a taxi, trade a little Bitcoin Cash to pay for dinner at that five-star restaurant.


The spreads and fees are clearly listed. They offer bonuses and promotions, just like any other Forex broker. You can find educational material on the site.


You can deposit money using the most popular money payment systems, including bank transfer, credit cards and PayPal. Withdrawal might take a full week or so. Customer service is via live chat, phone or email.


Winning Forex Awards

With AvaTrade, you get a mature Forex broker. It has lasted a decade. It is regulated.


FX Empire has given AvaTrade consecutive industry awards from 2013 to 2016. These include “Most Reputable” and “Best Broker” awards.


This AvaTrade Review discovered a broker that can make it fun for you to make money. Bitcoin is volatile and allows you plenty of chances to make money. Whether you do or not, you only have yourself to blame.

Ryan Seacrest Tells How He Keeps it Going with Such A Busy Schedule

The host of American Idol and radio presenter Ryan Seacrest has been noted as the most hardworking man in Hollywood. The ever-energetic star-studded media host was interviewed recently regarding his secret to being so alive with such a busy and demanding schedule. It was in 2007 when the American public audience watched a celebrity snap; at least in a movie. The cause of the public debacle was that Jessica Simpson who was supposed to attend an interview at E! News was going to be late for the show. The scene was being played by Ryan Seacrest for Ryan Seacrest. He rattled and ranted in the scene, complaining about how he was being kept waiting for celebrities who were less popular than him. Well, that was in the 2007 movie called Knocked Up by Judd Apatow. Ryan is, in truth, busier than he looked in the movie. He was recently interviewed regarding his busy schedule and how he manages to keep things rolling.

The Interview

In the interview, Ryan was asked how many jobs he has. Interestingly, he didn’t even seem to know. For a man who hosts three shows on radio, conducts red carpet interviews of various high flying stars, runs a designer business for men’s suits and still has time to oversee a production company; that was understandable; to a certain degree. However, if he keeps all the projects running as efficiently as they do, he must o better than not know how many businesses he runs. So the interviewer proceeded to pry. After the initial question that Ryan seemed to want to evade, he proceeded to actually name the projects he oversees on daily basis. Ryan Seacrest is in charge of 9 projects, including American Idol, the red carpet interviews for E! News, New Years Eve Hosting, the foundation run by Ryan Seacrest, the Clothing line and more.

Ryan was also asked how he manages to keep abreast with the activities of all the projects. He replied by admitting that he is a very impatient person. He said that it is within the impatience that he manages to get things done by his staff.

So, just who is Ryan?

Ryan Seacrest is a television and radio public figure. He was born in 1974. His most famous hosting show is American Idol, arguably the show with the highest viewership. He is also in charge of the American Top 40. Ryan began active showbiz, with Kelly on May Day in 2017. Some of the achievement s by Seacrest include the Emmy Award nomination for American Idol and another Emmy for Food Revolution.


Dick DeVos Article Recap

Jim Gill, CEO of the Gerald R. Ford airport in Grand Rapids, Michigan, said that Dick DeVos would be a “tremendous asset to the FAA Management Advisory Council.” This came after Dick’s appointment to the FAA’s civilian board in September of 2017. So far, Dick DeVos has joined the 12 other members in two sessions and has been contributing to policies, regulations, spending, and future planning.


This comes at a crucial time for the industry as many airlines struggle to compete with the air fare war driving down fares to less than $200 for a round-trip ticket to Hawaii.


Dick DeVos, well known as the President of Amway for many years and son of Rich DeVos, founder of Amway, has been trying to get into the political arena for some time. His wife, now the US Secretary of Education, has been working in Washington for two years now, blazing a path towards charter school education that has been mired in controversy. However, Dick DeVos is joining Washington on a note that is relative to his experience and passion for aviation itself.


DeVos has been an avid pilot for many years. Since his younger days, he has been flying different aircrafts, including jets and helicopters. It only makes sense that as a business leader, he would look to help his passion grow in his hometown of Grand Rapids.


The Grand Rapids International Airport was in disrepair in pre-2000 days. This is a time when many airlines were closing or being bought out by larger airlines. Air Tran Airways had a few terminals at Gerald R. Ford Airport when DeVos made a call to the CEO to talk about additional ways to help the airport.


DeVos wanted to create a business travel hot spot in Grand Rapids, and the way he planned to do that was through building up his beloved airport. In addition to new terminals, DeVos also talked to Southwest CEO when the company took over Air Tran a few years later. There were a couple of airports who had suffered after Southwest closed terminals, and DeVos didn’t want that happening to Grand Rapids.


Southwest agreed to keep the terminals. Eventually the growth led to a $45 million makeover that included contributions from six West Michigan employers. DeVos also founded an aviation charter school on the grounds of the airport that teaches students about aviation and becoming a pilot.


DeVos has an amazing history within business as well. He worked with business leaders in Grand Rapids to form Grand Action and build up the city’s downtown business district, leading to more jobs and opportunities for the rapidly growing city. DeVos had been around to see the fall of Detroit and knew that there were smarter ways to build up the city without putting it into a financial debt.


For these reasons and many others, DeVos will continue to be a prominent figure in Washington.


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