Matt Badiali And His Insight Into The Investment Of Platinum

Demand and supply control metal prices in the global market. When the demand is low, and its supply is high, the commodity is guaranteed to fetch little amount and vise-versa. Changing trends in the mining industry have contributed partly to the change in demand and supply of metals.

Platinum is used mainly as a catalyst in diesel converters, but it also has other uses like making of rings and bracelet in the jewelry industry, laboratory equipment’s, platinum resistance thermometers and others. Its market price has been soaring in the past six years due to the invention of electric cars that do not require a catalyst. To top to that platinum being a catalyst can be recycled and that reduce its demand. Due to expected market, the prices of copper a good conductor of electricity rose.

The reduced demand for platinum decreased its market price. The prediction of platinum ever coming to demand was minimal thus the investor’s didn’t buy the commodity further diminishing its market price

However, according to Matt Badiali, editor of Real Wealth Strategist, the demand for platinum is about to skyrocket up to 25 % come 2018. The majority of European economy still prefers the use of diesel vehicles. He reasons that platinum ores are being exhausted and are not widespread. In addition to this, its mines are deep and old.

Matt Badiali predicts that all those factors would result in very high demand for platinum and recommended interested investors to invest in it.

Matt Badiali has paramount knowledge and education in natural resources and geology. He attended the University of Penn State for his bachelors in earth sciences and the University of Florida Atlantic for his masters in science geology.

While pursuing his Ph.D., his friend introduced him to finance and investment, and since then he has been a very dedicated individual in ensuring that investors make the right investment decisions on energy, metals, and natural resources.

To add to his commitment, Mr. Badiali established Real Wealth Strategist newspaper in 2007- May with Banyan hill and became its editor Matt has given uncountable recommendations to investors and distributed knowledge with acute predictions that would be of value to them in the stock exchange market. is also a website where he posts of new trends in the market and also makes precise predictions like that of platinum price about to rise.

Matts immense experience and drive to help investors is surely undeniable and trustworthy.

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Ted Bauman Explains The Difference Between Price and Value

Everyone knows that their net worth is a very important metric when it comes to planning for retirement. After all, knowing how much you own in assets can help you decide how much money to save, what to sell off, and so on. Your net worth is considered your most important number that you need to know for retirement, besides your age and your credit score. However, Ted Bauman warns that it is easier than you think to miscalculate your net worth.

The first thing to do is understand the difference between value and price. Price is simply what something is selling for in the market right now. It is definite. Value is more subjective, and it depends on your assessment of the worth of an item. Something may be of value to you, but I may find no value in it.

Generally, price follows value. If something is of value to most people, it will go up in price. However, price and value do not always correlate.

Take fidget spinners, for example. A while ago they were expensive, because everyone wanted them. However, they soon went down in price. Does that mean that we were wrong about their inherent value? No, it just means that it never had an inherent value, and it was only considered of value because so many kids wanted one at the moment. Learn more at Seeking Alpha about Ted Bauman

In other words, time is a big deciding factor when it comes to how value affects price. Just as it applied to fidget spinners, so does it apply to assets such as your house. The value of your house is dependent on a lot of things that may change over time. For example, the neighborhood around your house may change, and you can not control that. If the neighborhood gets less safe, then the value of your home will not be the same in a decade or two. Another thing that may cause your home to go down in value would be if people simply start earning less. If young people can no longer afford to buy new homes, then you will have fewer buyers. Without that many people to sell to, the price of your home will go down.

According to Ted Bauman, countless studies have shown that young people are doing worse, not better. They are making less money, and the average value of their net worth is only going down. This does not bode well if your retirement plan is contingent on you selling your home. Follow Ted Bauman at

Ted Bauman is the editor of The Bauman Letter.

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Enjoy The Benefits Of Being A Part Of The Securus Network

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Academy of Art University Producing New Talent for NYC Fashion Week

The 21st runway showcase was held in September 2017 by the School of Fashion at the Academy of Art University. This show was held at the Skylight Clarkson Square where ten recent graduates showcased seven collections. These were recent BFA and MFA graduates that showed five women’s wear collections and two men’s wear collections and two that were joint collaborations.

New York is known for Fashion Week and where new names in fashion are earned, but the School of Fashion has produced new talent into the fashion industry and fashion week for twenty-one years. One of the reasons the University produces constant talent is the diversity of the designers that can be from the United States or any other country including China. This allows for unique ideas and craftsmanship techniques. The 15 minutes on the runway is what the classes, workshops, internships and hours of labor are what students find worth working toward. The students have the opportunity to show their vision with the world with live streams, the audience filled with top names like Ms. J Alexander from America’s Next Top Model and the Director of Education and Development at CFDA, Sara Kozlowski.

The Academy of Art University is privately owned and was founded in 1929 by Richard S. Stephens under the name the Academy of Advertising Art. The University is located in San Francisco, California and is one of the largest property owners in the city with its many campus buildings and the main campus located on New Montgomery Street.
Stephens the founder of the university was a painter and magazine editor and head of the college until 1951. After this his son Richard A. Stephens took over the school, retiring in 1992 when his daughter Elisa Stephens took the lead. The number of students at the University has continually increased reaching 18,000 by 2012. The school also has athletics teams with the Urban Knights that are members of the Pacific West Conference in the NCAA Division. They have a cross-country men’s team that took second place in the 2014-2015 year and the women’s team took fourth place in the Pacific West Conference Championships.

Some of the Alumni members of the school are familiar names including fashion designer Kara Laricks, actress and singer Raven Symone, and actress Lauren Conrad.

Malcolm CasSelle Helms The Team That Created A Way To Exchange Video Game Assets

Imagine if there was a way to make real money from items you earn in video games. Well, now you can. There’s a new platform called the Worldwide Asset eXchange (or WAX for short) that enables people to sell and trade the assets they earn in video games. The platform is decentralized and features low transaction fees. Virtual assets that are earned in video games are tokenized which enables people to own these items just like any real world thing they own. The platform even has the potential to allow people to exchange physical assets in the future.
There are several people behind WAX. One of them is an international entrepreneur, Malcolm CasSelle. He has been in the technology sector for several years and has held executive level positions at a few companies. Presently he is the Chief Investment Officer of OPSkins. He is also the President of WAX, the company behind this new platform.
For a number of years Malcolm CasSelle was also one of the top executives at another technology firm, tronc. inc. He was their President of New Ventures and served as the CTO. Before this he was a Sr. VP. and General Manager at another firm, SeaChange International. He was in China for a number of years where he led a company that was a joint venture between the American company Groupon and the Chinese company Tencent. This company is called MediaPass and it is also in the technology sector.
Prior to entering the world of technology Malcolm CasSelle first attended college. He is a graduate of MIT, where he earned a bachelor’s degree in computer science. He completed his education by earning a master’s in this subject at Stanford University. It was in 1995 when he first became an entrepreneur, co-founding a media production company called NetNoir. His company was focused on Afrocentric culture and he was honored that his company was the very first one to join the Greenhouse Program at America Online (AOL).

Dick DeVos Among Most Active Donors

Over the years, the DeVos family has established itself as one of the most generous families in the United States. During the family’s history, it has given approximately $90 million to a number of various causes. The family gives funds to numerous causes such as education, to arts organizations and for business development. In western Michigan where the family is from, people are evaluated in terms of their generosity. With this in mind, the DeVos family is among the most prestigious around. By providing donations for a number of causes, the DeVos family has made a positive impact on its community. It has been able to improve the lives of many individuals as well as the operations of a number of organizations. With their contributions, the DeVos family was rated as among the most giving families in the nation.


The DeVos family is one of the most charitable when it comes to providing funds for education. Each year, the family provides scholarships for business school students. Those looking to complete a MBA degree will have the funding to finance their education with the scholarships given by the DeVos family. With their donations, the DeVos family has helped a number of students advance their education as well as their careers. Another way in which the family has contributed to education is through charter school vouchers. The family believes that private education is better than public education and therefore parents should have the opportunity to get this education more affordably.


Another cause that the DeVos has made contributions towards is the performing arts. There are some arts organizations that the family donates money to on a regular basis. With these donations, the arts organizations are able to provide professional development to management and staff. This often results in more efficient operations as well as the introduction to new events. The funds are also provided to help finance contests that give artists an opportunity to showcase their work and earn incentives as well. These donations help provide funding to organizations that are looking to entertain and educate people on a regular basis.


Dick DeVos is one of the most successful businessmen in the United States. He has spent a number of years working as the chief executive officer of Amway. The company is the leading direct selling company in the world. During Dick’s tenure as CEO, he was able to help it grow and expand to a number of different markets all over the world. Along with being the CEO of Amway, Dick has also been involved in professional sports. He was a leading executive of the Orlando Magic basketball team for a few years. Under his leadership, the team was able to develop into one of the best run organizations in the league.


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Igor Cornelsen and the Brazil-Economy

Brazil’s economy has experienced dark days but is now healing and coming back to life. This is not the first time it is happening as it is common for the country to experience these fluctuations in the finance sector. This creates the best time to invest your money in a country’s economy. One big name in the investment industry is Igor Cornelsen. In the previous years, Igor has had success in investment especially when it comes to Brazil’s economy. Cornelius uses his skills to predict the exact right time and the right amount to invest in an economy.

Igor offers some of these skills to all those people who are new in investing especially when it comes to foreign financing. According to this successful investor, if you’re new in foreign investment, you should be very careful and should consider certain issues. For starters, you should have a clear idea of what you expect to get from investing your money. When it comes to investing in Brazil’s economy, you should consider some sensitive issues. Igor explains these issues and adds guidelines which may be of great help to a new foreign investor.

  1. Familiarise yourself with the currency controls and restrictions

Investors can often undergo losses just as a result of lack of knowledge about the currency controls and restrictions of a country. These controls are common in Brazil especially when it comes to foreigners exchanging currencies. For instance, if you are a foreigner in Brazil hoping to exchange currency, you can only do this in in an authorized bank. One thing that smart investors use to their advantage is the fact that the exchange rates are determined by the type of transaction. Igor Cornelius however, says it is best to research the currency laws before investing.

  1. Connect with the natives businesswise

Brazil has a huge population of businesspersons and entrepreneurs. These people operate their business by interacting and socializing with each other on a business level. In fact, Cornelsen believes that socializing is a culture in the business industry of Brazil. For this reason, it should be an easy thing to network and connect with the local businesspersons and entrepreneurs in Brazil’s market.

III. Prepare Efficiently for the Red Tape

Business activities, with which nature, are prone to restrictions by the government. This does not leave foreign investment out of the picture. The government of Brazil puts in a lot of regulations especially towards foreign investors to protect its fragile growing market. The red tape blocks a lot of investors before they even get into the business. The best way to prepare yourself is by researching the regulations before putting your money into investment.

Cornelsen is very passionate about guiding investors on the right path. This has led him to open an investment firm that has an aim of guiding investors. This firm gives new and old investors tips on how to invest especially when it comes to Brazil. Most of the investors are confident to say that Igor’s techniques work well and are reliable.

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Luiz Carlos Trabuco Appointed as the New President of Bank Bradesco Till March 2018

On Tuesday 10th, 2017 at 10 PM, Luiz Carlos Trabuco Cappi announced the resignation of Lazaro de Mello Brandao as the serving chairman of Bradesco. Brandao served the bank as the chairman for more than 25 years. In as much as he will be resigning as the bank’s chairman, Brandao will take charge of other Bradesco’s holding companies. Luiz Carlos Trabuco Cappi was assigned as the new chairman of Bradesco till March 2018 when the new CEO will be elected when a shareholders meeting will take place. According to Trabuco, him being assigned the position of the president seemed to be an idea from the former president.

Trabuco confirmed that the next president of the bank would be chosen from the executives of the company and not the current presidents available. This tradition is said to be Brand’s pool of talent that can determine the future of the bank. Some of the executives who will be among those the president of the company will be chosen from include the following:

  • Mauricio Machado de Minas: He has been working in the company since 2009 and takes charge of the bank’s IT department. Also, he is the one behind Bradesco’s digital bank spinoff.
  • Alexandre da Silva Gluher: He is the bank’s chief risk officer. He joined Bradesco in 1976 and become one of the people who were masterminds behind the HSBC Holdings acquisition.
  • Domingos Figueiredo: He joined Bradesco in 1981, and he was given the responsibility of the bank’s lending and treasury departments.
  • Josue Augusto Pancini: He has been working in the bank since 1975 where he took charge of the bank’s high-income segment and Bradesco‘s branch network.
  • Marcelo de Araujo Noronha: He is in charge of the bank’s investment and corporate banking, card operation and Bradesco BBI. He joined the banked in 2003.
  • Octavio de Lazari: He has worked in the bank since 1978.He was recently appointed to take charge of the lender’s insurance unit and has resulted in a 1/3 growth of the bank.
  • Andre Rodrigues Cano: He is the leader of the human resource department where he was appointed December 2016. He has also been working in the bank since 1977.

In 2016, there was a change of rules that made Luiz Carlos Trabucco continue serving as the CEO of Bradesco. Previously, the law was that CEO was to exit at the age of 65, but this was later extended to 67 years for the integration process of the HSBC which was acquired by the bank to be maintained. Also, his extension was to give him time to choose his successor by early next year. According to Luiz CarlosTrabuco Cappi, the next president would have to identify ways of encountering challenges that might come regarding the literacy levels of their clients. The president will have to ensure most of its illiterate customers become literate to make it easier for them to do more transactions digitally.

About Luiz Carlos Trabuco Cappi

Trabuco was born in Marilia SP, on 6th, October 1951.He graduated from the Faculty of Philosophy, Sciences, and Letters of Sao Paulo. Later on, he had a post-graduation from the School of Sociology and Politics Foundation of Sao Paulo. In the year 1969, Trabucco began his career as a banker in Banco Bradesco. He has been serving in different positions of the Bradesco bank and other companies until 2009 when he was elected as the CEO of the Bradesco Bank. Due to his high performance in the company, Trabucco was nominated as the company’s President until when another president will be elected. His achievements have been acknowledged thus given him more opportunities to continue serving the bank. Know more:


As Luiz Carlos Trabuco Cappi Heads To The Boardroom, Lazaro Brandao Departs For Good

Bradesco, one of the largest banking institutions in all of Latin America, has recently announced that big changes are coming to its upper management.

For starters, Luiz Carlos Trabuco Cappi, the current CEO of the firm, will be leaving his current post to take up the chairmanship of the board of directors. He will be replacing the longstanding chairman of the group, Lazaro Brandao, who has occupied that post continuously for the last 27 years.

Although the changes have caused some consternation among stakeholders, most experts agree that there are unlikely to be significant changes going forward. Both Brandao and Trabuco Cappi have commented extensively on the fact that they share a strategic vision, both for their bank and for the country of Brazil as a whole. And both men have long been staunch advocates of aggressive growth and the adoption and continued innovation of technological solutions to add value to their customers interactions with the bank.

Read more: Bradesco to choose board member as new president, says Trabuco

Who will replace Trabuco Cappi as CEO?

Another aspect of the changes is that Trabuco Cappi will need to appoint his own successor as CEO of the firm. Most observers believe that the new CEO will be primarily tasked with quotidian managerial activities, as the broad strategic path down which Bradesco is treading was set many years ago. But it still matters who Trabuco Cappi picks, as they will be in control of the day-to-day operations for as many as ten years or longer.

At first, it was widely speculated that Trabuco Cappi may go outside the firm’s ranks to recruit the next CEO. This idea was bolstered by the fact that Trabuco Cappi himself is known to be a staunch advocate of meritocratic-based promotion. He is even personally responsible for the founding of a school for executives, which was designed to create broader pool of talent from which Bradesco and many other Brazilian companies could begin to recruit executives.

But Trabuco Cappi put these ideas to rest. He came out explicitly stating that he would not be departing from the firm’s longstanding tradition of promoting future CEOs from within its own ranks. This leaves a total of just seven candidates from which the new CEO can be selected. However, those close to the process believe that Trabuco Cappi is really only eyes a pair of prospective candidates.

The first is Alexandre Gluher, the 58 year old chief risk officer for the firm. Gluher has spent nearly his entire career with the bank. He was responsible for overseeing the valuation and risk assessment of all of the HSBC Brazil assets, which were acquired, in full, in 2015. He was also instrumental in mitigating the substantial risks that the bank needed to navigate throughout the tumultuous years of the early 2010s.

Gluher has the clear edge in terms of seniority and credentials. But many are speculating that the real favorite to become the next Bradesco CEO is the 57 year old chief technology officer named Maurcio Minas. Minas has been with the firm for far less time than many of the other candidates, especially Gluher. But he has also been instrumental in a number of projects over the last five years, all of which have significantly contributed to the bank’s current standing and profitability.

Minas was the chief architect in the development of the Next online banking platform. This system ultimately proved to be so successful that it was eventually spun off into its own company.

He was also the man behind the integration of all of HSBC Brazil’s assets into those of Bradesco, a huge project that went off without a hitch.

Search more about Luiz Carlos Trabuco Cappi:á-presidência-do-conselho-do-Bradesco.htm

Roberto Santiago Used Manaira for a Better Life

People who visit the Manaira Mall can clearly see what Roberto Santiago had in mind when he started the company. He worked hard to show others what they could get when they visited the mall so they would have an opportunity to have the best mall possible. He also worked hard on creating the mall so it would be a destination for people instead of just somewhere to get necessities. The mall is now a tourist destination and thousands of people flock to the Manaira Mall on a regular basis because of everything Roberto Santiago did to make the mall better. He knew the right way to give different options to people so he chose to do the right things for all of those who were involved in the mall. He also wanted them to have more than just the basic shopping and dining experiences when they came to Manaira.


The mall boasts many designer stores that have exclusive contracts with Roberto Santiago. This means they are only able to be in the Manaira Mall within a certain radius. It also means Roberto Santiago has secured a great business deal for himself because no other mall is able to have the same type of success that the Manaira Mall has had. For Roberto Santiago to do this, he had to be sure he was doing everything the right way for his business. He also had to make sure the mall was successful in that it was a positive place for all of the people to visit.


When Roberto Santiago was building the mall, he knew there would be a lot of opportunity for people who were shopping or dining, but he wanted to do something that would make a difference for people who wanted to be entertained. He added movie theaters to the mall but was still not convinced people would get the best entertainment possible. The roof was the perfect place and had a lot of space so Roberto Santiago put an expo center on the roof. Now, it is able to be used for things like concerts and culturally-themed events.


The mall is successful because all the innovations Roberto Santiago had. He knew he wanted to make the mall different but also somewhere people would feel comfortable. He tried his best to make Manaira the best place for people to shop, dine and be entertained at. Most of the people who visit the mall are pleased with the options they have because Roberto Santiago made it so they would get more from all the opportunities. He also chose to show them they would have a chance at a better experience while they were visiting and shopping at the mall.