Organo Gold Founder Bernardo Chua Wins Prestigious Dangl ng Bayan Award

January 27th, 2015 was a memorable day for businessman and Philippines native Bernardo Chua. On that day the government of the Philippines gathered people from throughout the country in Hemady Square in the country’s capital of Manila to hold a special awards ceremony. Bernardo Chua was the guest of honor. He was presented with the Dangl ng Bayan award. The award is recognition that the recipient is a world-class Filipino entrepreneur who has achieved business excellence through their vision and ability and served as motivation for fellow Filipinos to achieve greatness. Chua was also voted ‘Outstanding Global Entrepreneur’.

None of that was on Bernardo Chua’s mind when he first became involved in direct sales with Gano Excel. His primary motivation was that the marketing position allow him to teach people about the health benefits they could get by using products containing Ganoderma Lucidium. Consumers were able to recognize Bernardo Chua’s sincere desire to share vital information about protecting their health and well-being through the use of ganoderma infused Gano Excel products. His sales went through the roof and soon Chua had people in far away and disparate places like Hong Kong and Canada regularly buying the products in the Gano Excel line. Read more about Bernardo Chua on Caja Mediterraneo

With people in the Western Hemisphere taking an interest in products containing antioxidant and nutrient rich ganoderma, Bernardo Chua decided to move to North America. It was there he started Organo Gold in 2008 to meet the growing demand for bioactive teas, coffees and other products which had extracts from the ganoderma mushroom in them. Chua also paid organic farmers to create the highest quality ganoderma mushrooms in the world to use in Organo Gold products. He then offered the products to his direct sales team at low wholesale prices so they could make a healthy profit.

Organo Gold became the fastest growing direct sales company in the world. It now has over 800,000 sales representative and millions of customers in 50 countries. However, the focus of Organo Gold’s marketing efforts remains educating consumers about the health benefits of ingesting ganoderma. Bernardo Chua’s commitment to that has never wavered.

Visit: Read more about Bernardo Chua on Caja Mediterraneo

 

Shervin Pishevar Tweeted 50 Points on Why the US Economy Is Heading Downward

Predicting the future of the US economy seems to be something that Shervin Pishevar has a knack for. Back in 2008, he anticipated that Facebook would go through a crisis, and it did. In early February 2018, Shervin Pishevar made some ominous predictions regarding the US economy. This was after the stock market experienced one of the most dramatic drops it has seen in recent years. He said that it will continue to go down by at least another 6,000 points in coming months.

So what does he feel is responsible for this downturn? He made 50 different points in a 21 hour tweet storm. He says there are a couple of main culprits that will be responsible for future stockmarket slippage, including increasing interest rates and credit account deficits as well as tax giveaways.

Shervin Pishevar mentioned that financial and government institutions are facing a reckoning of irrelevance. He says that this has to do with the revolution in stateless digital currencies. He describes currency as the ultimate app.

The overall message in the 50 tweets sent out by Shervin Pishevar acknowledge that there are unstable conditions in the United States. He talks about inflation spreading and the stock market crashing. He also talks about underemployment and refers to it as a “systemic economic stasis.” In times past, Shervin Pishevar has used Twitter to talk about his views of the US economy and ways that it can be fixed. He has fought for a more transparent and open society. He wants a society without the bottlenecks on innovation and without the volatility that currently exists.

One option that the government uses when the stock market takes a dramatic downward turn is quantitative easing. It is a method that uses banks to buy bonds. Shervin Pishevar mentioned that they have worked in the past, but they are not a tool that will always work again in the future. He tells Americans to not be fooled when the government uses them again. He feels that an economic disaster can lead to a new type of economy that has more equal opportunities.

https://www.huffingtonpost.com/author/shervin-pishevar

Hussain Sajwani May Sell Off A Percentage Of DAMAC Properties’ Shares

Hussain Sajwani was at the World Economic Forum and did a short interview with the CNBC business media where he gave some updates about things that were happening at his company, DAMAC Properties and its subsidiaries. He said that he was looking to increase liquidity by selling a small percentage of the controlling shares, but he couldn’t give an exact amount. Sajwani also said that though his company has had to decrease some of their hotel and vacation home unit construction, he has no concern about a surplus of real estate in Dubai. He did mention though that the company was looking at buying properties in the UK and possibly North America.

 

Hussain Sajwani has not been a world-class real estate and private equities manager, he is also a known partner and friend of President Donald Trump. He has worked on several properties with Trump and his family including the Tiger Woods Golf Course at one Trump resort in 2011, and then the Trump International Golf Club was completed and officially opened in 2017. But prior to that Sajwani had many other partnerships with European and US real estate companies.

 

Hussain Sajwani is a graduate of the University of Washington and a former oil company contracts manager for one of the UAE’s most prestigious oil companies. He started his own company, Dariah Management Services Company which offered food catering services to all kinds of clients including the US Army who gave him an award for the quality of food delivered to troops stationed during the Gulf War. He started making his way into real estate in the 1990s when he started DAMAC Invest and Al Jazeira Services which started bringing in capital for small hotel investments. He officially began DAMAC Properties in 2002 and also bought stakes in Al Ahlia Insurance and Al Anwar Ceramic Tiles.

 

Sajwani put completed his first 5-star property construction contract in 2005 when Marina Terrace was finished, and not long after had DAMAC Tower built with a partnership with the Versace brand. After 2010 his real estate investments really took off when he acquired a deal for AKOYA Oxygen in the outskirts of Dubai, and then began his AYKON City project. AYKON City is a part of Dubai that stands apart as almost a small city of first class hotels that also have entertainment outlets and clubs included with them. Sajwani has won several awards such as CEO of the Year from Arab business magazines and his latest Real Estate Tycoon Awards reception.

Like Father, Like Son; Hussain Sajwani Builds On His Humble Beginnings

Born in the United Arab Emirates, Hussain Sajwani has grown to become one of the worlds wealthiest Arab Billionaires. Founder and Chairman of DAMAC Properties, a development firm based out of Dubai, it is one of many success he has experienced as a result of his humble beginnings.

 

From watching his father run a shop selling watches, Parker Pens and other goods imported from China, Hussain Sajwani defied odds by being one of few students granted a government-sponsored scholarship. He soon set off for the United States where he graduated from the University of Washington with a Bachelor’s Degree in Industrial Design and Economics.

 

From there he started his career in 1981 at the Abu Dhabi National Oil Company within their Finance Department. Less than two years later he left the company to start his own. Today, his catering company is a world leader, serving more than 150,000 meals a day across three regions of the world. Some of the customers they serve include soldiers, students, and guests at many five-star hotels.

 

Soon after Hussain Sajwani’s success with his catering business, he went on to invest in the construction of several hotels in the UAE. As a result of a sudden rise in growth with industry and trade, in 2002 he established DAMAC Properties. With an eye for investment, Hussain Sajwani stood to grow his empire into what it is today.

 

With his experience and expertise gained over the years, Hussain Sajwani was able to grow DAMAC into a leading UAE property development firm successfully going public in 2015. More currently, he is laying the groundwork for the completion of a luxury golf course designed by Tiger Woods, which will also see management overseen by the Trump Organization.

 

Due to an expanding industry, DAMAC has been closing in on meeting a supply and demand equilibrium, with plans to expand further into Europe and the United States.

 

From his humble beginnings, Hussain Sajwani has experienced unparalleled success in investment and development. Last year, he was awarded Property CEO of the Year and ranked number 15 on the Hotelier Power 50 list by the CEO Middle East Awards 2017.

HCR Wealth Advisors Providing Reliable Financial Guidance for a Secure Financial Future

There are many people between their early 30s and late 40s today who are part of the Sandwich Generation. As per the Pew Research Center, one in seven people in their middle age belong to the Sandwich Generation. These people today are going through tremendous financial pressure as they are not only saving for their own retirement planning but are also providing for their children and parents financially. So many financial responsibilities can make it difficult for people to stick to a solid financial plan.

 

It is essential that people who are facing such challenges take the help of certified and experienced financial advisors, who can guide them on where to invest their money and build a solid economic strategy.

 

HCR Wealth Advisors, a registered investment advisory firm in Los Angeles, has been helping people with their financial planning for many years. One of the reasons why HCR Wealth Advisors has been successful is because the company provides personalized solutions to the clients. There is no one size fits all financial plan that it offers that ensures that the clients understand their financial future is in good hands. HCR Wealth Advisors assess the current financial standing of the client, limits their exposure to risk, creating financial plans aligned with financial goals,  and invests accordingly.

 

The investment allocation and all the other financial steps by the firm are taken with the clients’ interests in mind.  HCR Wealth Advisors understands that not every client can be financially savvy and understand how the financial markets work. The experts at the company try in every possible way to help clients understand what they can do with their money to ensure long-term wealth creation, which is possible with systematic investments on a regular basis. There is a myriad of options available these days that people can choose when it comes to finances.

 

HCR Wealth Advisors is not affiliated with this website

Is Bitcoin Up or Down: AvaTrade Review Offers Bitcoin Trading

Which activities allow you to profit irrespective of whether an asset goes up or down? Forex trading affords you that opportunity. Is Bitcoin up or down: AvaTrade Review offers exciting Bitcoin trading?

 

AvaTrade Assets Available

AvaTrade is one of the regulated Forex brokers. It is regulated by the FSA, BVI and Central Bank of Ireland. Founded in 2006, AvaTrade has been an industry leader. It offers the hugely popular MetaTrader4 Trading Platform.

 

You can practice with a demo account. When you are ready for the real deal, deposit USD$250 into a regular, mini or Islamic account.

 

You don’t need to get bored, you can trade Bitcoin, Bitcoin Cash, Bitcoin Gold, Ripple, Ethereum, Dash and Litecoin at AvaTrade. This can help you manage your growing crypto portfolio.

 

AvaTrade gives you the freedom to be your own boss. If you are right, you make money. If you are incorrect, you lose money. That is the risk reward of controlling your finances.

 

Control Your Income

Computer programmers can tailor the AvaTrade API to their preferences. They can use plug-ins to provide signals. When you are waiting for a taxi, trade a little Bitcoin Cash to pay for dinner at that five-star restaurant.

 

The spreads and fees are clearly listed. They offer bonuses and promotions, just like any other Forex broker. You can find educational material on the site.

 

You can deposit money using the most popular money payment systems, including bank transfer, credit cards and PayPal. Withdrawal might take a full week or so. Customer service is via live chat, phone or email.

 

Winning Forex Awards

With AvaTrade, you get a mature Forex broker. It has lasted a decade. It is regulated.

 

FX Empire has given AvaTrade consecutive industry awards from 2013 to 2016. These include “Most Reputable” and “Best Broker” awards.

 

This AvaTrade Review discovered a broker that can make it fun for you to make money. Bitcoin is volatile and allows you plenty of chances to make money. Whether you do or not, you only have yourself to blame.

Ryan Seacrest Tells How He Keeps it Going with Such A Busy Schedule

The host of American Idol and radio presenter Ryan Seacrest has been noted as the most hardworking man in Hollywood. The ever-energetic star-studded media host was interviewed recently regarding his secret to being so alive with such a busy and demanding schedule. It was in 2007 when the American public audience watched a celebrity snap; at least in a movie. The cause of the public debacle was that Jessica Simpson who was supposed to attend an interview at E! News was going to be late for the show. The scene was being played by Ryan Seacrest for Ryan Seacrest. He rattled and ranted in the scene, complaining about how he was being kept waiting for celebrities who were less popular than him. Well, that was in the 2007 movie called Knocked Up by Judd Apatow. Ryan is, in truth, busier than he looked in the movie. He was recently interviewed regarding his busy schedule and how he manages to keep things rolling.

The Interview

In the interview, Ryan was asked how many jobs he has. Interestingly, he didn’t even seem to know. For a man who hosts three shows on radio, conducts red carpet interviews of various high flying stars, runs a designer business for men’s suits and still has time to oversee a production company; that was understandable; to a certain degree. However, if he keeps all the projects running as efficiently as they do, he must o better than not know how many businesses he runs. So the interviewer proceeded to pry. After the initial question that Ryan seemed to want to evade, he proceeded to actually name the projects he oversees on daily basis. Ryan Seacrest is in charge of 9 projects, including American Idol, the red carpet interviews for E! News, New Years Eve Hosting, the foundation run by Ryan Seacrest, the Clothing line and more.

Ryan was also asked how he manages to keep abreast with the activities of all the projects. He replied by admitting that he is a very impatient person. He said that it is within the impatience that he manages to get things done by his staff.

So, just who is Ryan?

Ryan Seacrest is a television and radio public figure. He was born in 1974. His most famous hosting show is American Idol, arguably the show with the highest viewership. He is also in charge of the American Top 40. Ryan began active showbiz, with Kelly on May Day in 2017. Some of the achievement s by Seacrest include the Emmy Award nomination for American Idol and another Emmy for Food Revolution.

 

Whitney Wolfe Bans Gun Photos On Her Website Bumble

Whitney Wolfe is a woman who believes in women’s rights, justice and no violence. After the Marjory Douglas Stoneman high school shooting took place on February 2014, many American people were outraged over the issue of gun violence. Companies all over the nation began to distance themselves from anything that had to do with guns. Whitney Wolfe also followed suite.

Nikolas Cruz was the shooter who took the lives of 17 people in the high school shooting. Many people (even law enforcement officials) stated that he was showcasing guns on his social media profile. He had photos of himself holding guns. He also used his profile to tell people that he was going to use them. Many people who viewed his social media profile with the gun photos knew something wasn’t right. Unfortunately, his actions led to the death of many people.

Whitney Wolfe does not want this to happen with site Bumble. This dating site is all about love, romance and empowering women. According to Whitney Wolfe, the use of weapons and guns has no place on this site. In response to the current gun debate and crisis, she has decided to eliminate all photos of users showing guns.

Follow Whitney Wolfe on LinkedIn

She hired 5,000 computer tech specialists as contractors to sift through over 22 million user profiles to ensure that this ban is followed through. As CEO, Whitney Wolfe doesn’t want to kick users off the site just because of gun photos. However, she wants to make it clear that no one is going to display weapons unless there is a reason for doing so.

Some profile users on Bumble are law enforcement personnel or they might work in the military. Individuals who work in a profession where firearms are a part of their job – will not have their photos removed. Ms. Whitney Wolfe understands that some people need guns as a part of their profession.

Bumble has sent $100,000 to the March for Our Lives protest that is scheduled to take place on March 24, 2018 throughout various locations across the country. Bumble also supports #MeToo Movement which speaks out against sexual assault and harassment. Whitney Wolfe wants to ensure that women everywhere are honored and that gun violence has no association with her site.

Luiz Carlos Trabuco Appointed as the New President of Bank Bradesco Till March 2018

On Tuesday 10th, 2017 at 10 PM, Luiz Carlos Trabuco Cappi announced the resignation of Lazaro de Mello Brandao as the serving chairman of Bradesco. Brandao served the bank as the chairman for more than 25 years. In as much as he will be resigning as the bank’s chairman, Brandao will take charge of other Bradesco’s holding companies. Luiz Carlos Trabuco Cappi was assigned as the new chairman of Bradesco till March 2018 when the new CEO will be elected when a shareholders meeting will take place. According to Trabuco, him being assigned the position of the president seemed to be an idea from the former president.

Trabuco confirmed that the next president of the bank would be chosen from the executives of the company and not the current presidents available. This tradition is said to be Brand’s pool of talent that can determine the future of the bank. Some of the executives who will be among those the president of the company will be chosen from include the following:

  • Mauricio Machado de Minas: He has been working in the company since 2009 and takes charge of the bank’s IT department. Also, he is the one behind Bradesco’s digital bank spinoff.
  • Alexandre da Silva Gluher: He is the bank’s chief risk officer. He joined Bradesco in 1976 and become one of the people who were masterminds behind the HSBC Holdings acquisition.
  • Domingos Figueiredo: He joined Bradesco in 1981, and he was given the responsibility of the bank’s lending and treasury departments.
  • Josue Augusto Pancini: He has been working in the bank since 1975 where he took charge of the bank’s high-income segment and Bradesco‘s branch network.
  • Marcelo de Araujo Noronha: He is in charge of the bank’s investment and corporate banking, card operation and Bradesco BBI. He joined the banked in 2003.
  • Octavio de Lazari: He has worked in the bank since 1978.He was recently appointed to take charge of the lender’s insurance unit and has resulted in a 1/3 growth of the bank.
  • Andre Rodrigues Cano: He is the leader of the human resource department where he was appointed December 2016. He has also been working in the bank since 1977.

In 2016, there was a change of rules that made Luiz Carlos Trabucco continue serving as the CEO of Bradesco. Previously, the law was that CEO was to exit at the age of 65, but this was later extended to 67 years for the integration process of the HSBC which was acquired by the bank to be maintained. Also, his extension was to give him time to choose his successor by early next year. According to Luiz CarlosTrabuco Cappi, the next president would have to identify ways of encountering challenges that might come regarding the literacy levels of their clients. The president will have to ensure most of its illiterate customers become literate to make it easier for them to do more transactions digitally.

About Luiz Carlos Trabuco Cappi

Trabuco was born in Marilia SP, on 6th, October 1951.He graduated from the Faculty of Philosophy, Sciences, and Letters of Sao Paulo. Later on, he had a post-graduation from the School of Sociology and Politics Foundation of Sao Paulo. In the year 1969, Trabucco began his career as a banker in Banco Bradesco. He has been serving in different positions of the Bradesco bank and other companies until 2009 when he was elected as the CEO of the Bradesco Bank. Due to his high performance in the company, Trabucco was nominated as the company’s President until when another president will be elected. His achievements have been acknowledged thus given him more opportunities to continue serving the bank. Know more: http://www.infomoney.com.br/assuntos/luiz-carlos-trabuco-cappi

 

As Luiz Carlos Trabuco Cappi Heads To The Boardroom, Lazaro Brandao Departs For Good

Bradesco, one of the largest banking institutions in all of Latin America, has recently announced that big changes are coming to its upper management.

For starters, Luiz Carlos Trabuco Cappi, the current CEO of the firm, will be leaving his current post to take up the chairmanship of the board of directors. He will be replacing the longstanding chairman of the group, Lazaro Brandao, who has occupied that post continuously for the last 27 years.

Although the changes have caused some consternation among stakeholders, most experts agree that there are unlikely to be significant changes going forward. Both Brandao and Trabuco Cappi have commented extensively on the fact that they share a strategic vision, both for their bank and for the country of Brazil as a whole. And both men have long been staunch advocates of aggressive growth and the adoption and continued innovation of technological solutions to add value to their customers interactions with the bank.

Read more: Bradesco to choose board member as new president, says Trabuco

Who will replace Trabuco Cappi as CEO?

Another aspect of the changes is that Trabuco Cappi will need to appoint his own successor as CEO of the firm. Most observers believe that the new CEO will be primarily tasked with quotidian managerial activities, as the broad strategic path down which Bradesco is treading was set many years ago. But it still matters who Trabuco Cappi picks, as they will be in control of the day-to-day operations for as many as ten years or longer.

At first, it was widely speculated that Trabuco Cappi may go outside the firm’s ranks to recruit the next CEO. This idea was bolstered by the fact that Trabuco Cappi himself is known to be a staunch advocate of meritocratic-based promotion. He is even personally responsible for the founding of a school for executives, which was designed to create broader pool of talent from which Bradesco and many other Brazilian companies could begin to recruit executives.

But Trabuco Cappi put these ideas to rest. He came out explicitly stating that he would not be departing from the firm’s longstanding tradition of promoting future CEOs from within its own ranks. This leaves a total of just seven candidates from which the new CEO can be selected. However, those close to the process believe that Trabuco Cappi is really only eyes a pair of prospective candidates.

The first is Alexandre Gluher, the 58 year old chief risk officer for the firm. Gluher has spent nearly his entire career with the bank. He was responsible for overseeing the valuation and risk assessment of all of the HSBC Brazil assets, which were acquired, in full, in 2015. He was also instrumental in mitigating the substantial risks that the bank needed to navigate throughout the tumultuous years of the early 2010s.

Gluher has the clear edge in terms of seniority and credentials. But many are speculating that the real favorite to become the next Bradesco CEO is the 57 year old chief technology officer named Maurcio Minas. Minas has been with the firm for far less time than many of the other candidates, especially Gluher. But he has also been instrumental in a number of projects over the last five years, all of which have significantly contributed to the bank’s current standing and profitability.

Minas was the chief architect in the development of the Next online banking platform. This system ultimately proved to be so successful that it was eventually spun off into its own company.

He was also the man behind the integration of all of HSBC Brazil’s assets into those of Bradesco, a huge project that went off without a hitch.

Search more about Luiz Carlos Trabuco Cappi: https://www.brasil247.com/pt/247/economia/321809/Trabuco-assumirá-presidência-do-conselho-do-Bradesco.htm